Twelve Points

Located in West Concord’s Damon Mill, Twelve Points serves as “Legacy Architects” for Concord’s families, business owners, and non-profits. We believe a legacy is lived, not just left, and we partner with our clients to align their wealth, values, and professional goals into one cohesive vision.

Our firm provides specialized expertise across four key pillars:

• Business Advisory: Guiding owners beyond reactive decision-making and into a future aligned with their values. Whether scaling or preparing for succession, we serve as a leadership partner—challenging your thinking and providing the tools to turn financial freedom into a clear reality.
• Wealth Advisory: Designing a life and legacy worthy of what you’ve built. We help families and individuals navigate their most meaningful decisions—aligning wealth, time, and values into an actionable blueprint defined not just by money, but by personal impact and long-term vision.
• Retirement Plan Advisory: Acting as an extension of your staff to ensure your plan is optimally governed and conflict-free. We oversee compliance and investments to protect the best interests of your participants, allowing you to focus on your core business responsibilities with confidence.
• Institutional Investment Advisory: Delivering the sophistication of top-tier institutional investing scaled for your specific mission. We combine deep expertise with disciplined portfolio management to help nonprofits, foundations, and corporations grow and protect their assets—no matter their size.

Led by co-founders Dave Clayman, Francesca Federico, and Manny Frangiadakis, Twelve Points combines institutional-grade expertise with a personal, local touch. Whether you are scaling a business on Main Street or protecting your family’s future, we are your partner in building a legacy that lasts. Connect with us: Damon Mill, 9 Pond Lane, Suite 3A, Concord, MA 01742 (978) 318-9500 | www.twelvepoints.com